Finance & Strategy Manager

This is a high-impact role with ownership from day one:

* Build the finance infrastructure: planning tooling, data models, reporting

* Partner with Commercial, Risk, and Product on strategic decisions that move unit economics

* Interact with investors and lenders

Key Responsibilities

* Planning & Forecasting: Own the annual budget and the monthly forecast cycle end-to-end; build it, defend it, and hold the business accountable to it

* Financial Modeling: Own Aplazo’s integrated three-statement and unit-economics models, including different scenarios used for fundraising, credit facilities, and board planning

* Investor, Board & Lender Reporting: Prepare board materials, investor updates, and lender reporting packages. Support diligence processes and respond to investor and lender questions directly

* Unit Economics & Business Partnering: Own the analysis of GMV, take rate, approval rate, and cost of risk; how they move together, what is driving them, and what the business should do about it. Partner with Commercial, Risk, and Product on pricing, credit policy, and growth decisions

* Performance Management: Run the monthly business review: variance against budget and forecast, one-off versus structural drivers, and a clear point of view on what changed and why

* Systems & Automation: Move planning off manual spreadsheets. Own the planning tooling, data models, and self-serve reporting that let the function scale

Requirements

Background

* 5+ years across investment banking, private equity, growth venture capital (or strategic finance/FP&A at a high-growth company)

* Track record of leading complex financial analysis

* Bachelor’s in Finance, Economics, Business Administration, Engineering, or a related field (or equivalent demonstrable experience)

Must Have

* Expert financial modeling: integrated three-statement models, scenario and sensitivity analysis, and unit-economics models built from scratch

* Demonstrated ownership of a model or forecast relied on by external parties (investors, lenders, a board, or an investment committee)

* Advanced presentation skills: builds board decks, investor updates, and lender materials to an external standard

* Strong written and verbal communication: can explain a variance to a non-finance audience and hold a position with senior stakeholders

* Commercial judgment: understands what drives business value beyond the spreadsheet, and can tell which variances matter

* Precision under deadline: detail-oriented in the model, without losing the strategic perspective behind the numbers

* Fluent in Spanish and English, written and spoken

Nice to Have

* Lending, BNPL, payments, or specialty finance experience; particularly credit unit economics, loan-loss modeling, or portfolio analytics

* Exposure to capital raising, debt facilities, or M&A due diligence

* SQL and/or Python for financial analysis and automation

* MBA or CFA

Languages

* Spanish (native/advanced)

* English (advanced)

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