Underwriter

Here is what we are looking for:

· Honest, ethical, and hardworking

· Ability to multi-task and meet guidelines

· Ensure compliance with government and bank regulations

· Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags

· Hands on experience with lending for coops and condominiums

· In depth knowledge of collateral analysis and understanding of appraisal & title reports

· Prepare customer commitments, with any additional conditions required

· Communicate decisions (approval, suspense, counter or denial) to appropriate individuals within 30 days of application

· Thorough working knowledge of Fannie Mae and Freddie Mac underwriting guidelines and automated underwriting engines (DU/LP)

Qualifications:

· Current CHUMS Certification with 5 + years FHA / Conventional Underwriting Experience

· Strong capability to work in multiple systems such as Encompass - paperless environment

· Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry

· Ability to successfully manage a substantial pipeline of loans in a timely manner, while focusing on accuracy and important details

· Knowledge in regulatory issues in both underwriting/finance and real estate

What you will get:

· Competitive compensation and incentives

· Excellent benefit packages that includes Medical, Dental, 401(k), Life Insurance, paid holidays, and more!

· A supportive positive management team

· Technical support providing help desk, reporting and lead management, equipment troubleshooting and more

Come join our team! We will help you meet and exceed your goals for 2026 and beyond!