Manager – Digital Lending & Product Development _Banking
At Leading Edge · Karachi, Pakistan
- Full-time
Where you can work from
Open to Pakistan
“Karachi, Pakistan”
From the location.
“Location: Karachi, Pakistan (Onsite/remote)”
From the job description.
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- First seen by us
- 9 October 2026
- Last checked
- 23 hours ago
Job description
From Leading Edge’s job post, as they wrote it.
Manager – Digital Lending & Product Development
Location: Karachi, Pakistan (Onsite/remote)
Contract Type: Full-Time Permanent
Role Overview
Our Client is an established banking institution based in Karachi seeking an experienced and execution-focused Manager to lead digital lending and product development initiatives. The ideal candidate will bring a strong background in investment and lending product management, embedded finance, and Shariah-compliant structures within the Pakistani banking landscape.
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Key Responsibilities
* Lead the end-to-end product lifecycle for digital lending and investment products from origination through to settlement, reconciliation, and compliance.
* Act as the key liaison between business, technology, compliance, and Shariah Board for product approvals, system integrations, and platform enhancements.
* Translate business requirements into structured product documentation including BRDs, FSDs, and Product Manuals.
* Design and oversee digital onboarding workflows and operational processes for lending and embedded finance platforms.
* Conduct UATs and manage deployment of digital financing user journeys across banking and third-party applications.
* Drive data-driven insights to continuously improve product performance and user experience.
* Engage with regulators, Shariah advisors, and external partners to ensure full compliance and governance.
* Identify market gaps and opportunities; lead competitor and industry research to inform product strategy.
* Communicate product vision, performance updates, and strategic recommendations to senior management and stakeholders.
Required Experience & Skills
* 10+ years in digital lending and product management within the banking sector in Pakistan.
* Strong knowledge of conventional and Islamic banking products including embedded finance and Sukuks.
* Experience with Shariah-compliant structures and working with Shariah Boards.
* Familiarity with SBP regulations, KYC, AML, and Agile delivery.
* CFA Charter or MBA in Finance preferred.
* Must be Karachi-based and available to work onsite.
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