Private Mortgage Analyst (RL - 01292026 - FTPMA)
At RippedBoxStation · Metro Manila, Philippines
- Full-time
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Open to the Philippines
“Metro Manila, Philippines”
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- First seen by us
- 9 October 2026
- Last checked
- 8 hours ago
Job description
From RippedBoxStation’s job post, as they wrote it.
Position: Loan Administrator
Number of hours: 40 hours/week
Schedule: 9:00 AM – 5:00 PM EST
Overview
We are seeking a detail-oriented and analytical Loan Administrator to join our team. This role is responsible for supporting the end-to-end mortgage lifecycle, including underwriting support, funding coordination, post-closing administration, and compliance. The ideal candidate brings a strong foundation in risk analysis, documentation accuracy, and stakeholder communication, particularly within a private mortgage lending environment.
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Key Responsibilities
* Evaluate mortgage applications based on private lending criteria, including the marketability of residential and commercial properties.
* Conduct risk assessments by analyzing borrower profiles, credit reports, income, assets, equity positions, financial statements, and appraisals.
* Structure mortgage deals in alignment with lending guidelines and risk tolerance.
* Prepare and issue Letters of Intent (LOIs), mortgage commitments, and related documentation, and follow up on outstanding conditions.
* Collect, verify, and validate data from multiple sources to ensure accuracy in underwriting decisions.
* Review funding packages to ensure alignment with Commitment Letters, legal requirements, and internal approvals.
* Track and manage funding conditions, including insurance, registrations, AML documentation, and third-party deliverables.
* Coordinate wire requests and fund disbursements, ensuring all internal sign-offs are completed prior to release.
* Maintain accurate and organized loan files and system records for auditing and compliance purposes.
* Complete post-closing activities, including checklists, system updates, audits, and final reporting for funded deals.
* Liaise with mortgage brokers, lawyers, appraisers, insurers, and internal teams to support smooth and timely closings.
* Ensure compliance with federal, provincial, and local mortgage lending regulations.
Contribute to process improvement initiatives, including refining templates, checklists, trackers, and procedures.
Qualifications
* Previous experience in loan administration, mortgage underwriting, or mortgage processing, preferably within private lending.
* Strong understanding of mortgage risk analysis principles, including creditworthiness, LTV ratios, and property valuation.
* Proficiency in MS Office (Office 365), Outlook, OneDrive, DocuSign, and Google Drive.
* Strong data entry, validation, and reconciliation skills across multiple systems.
* Excellent written and verbal English communication skills, with the ability to communicate professionally with internal and external stakeholders.
* Highly organized and process-driven, with exceptional attention to detail where accuracy is prioritized over speed.
* Strong negotiation and conflict-resolution skills.
* Ability to work effectively under pressure, manage high-volume workloads, and meet strict timelines.
* Adaptable, reliable, and able to work independently once trained.
* Willingness to learn and apply private mortgage lending concepts and regulatory requirements.
Other Requirements
* Comfortable working in a Windows-based PC environment.
* Ability to manage multiple files simultaneously in a structured and methodical manner.
* Strong service orientation with a focus on relationship management and service excellence.
* Reliable, accountable work style suited for roles requiring precision, compliance, and documentation accuracy.
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