Credit Analyst (Australian Mortgage) - 197
At D2B · Metro Manila, Metro Manila, Philippines
Salary: ₱95,000 – ₱115,000 a month
- Full-time
Where you can work from
Open to the Philippines
“Metro Manila, Metro Manila, Philippines”
From the location.
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- Posted
- 29 April 2026
- First seen by us
- 8 October 2026
- Last checked
- 28 minutes ago
Job description
From D2B’s job post, as they wrote it.
Position: Credit Analyst
Salary: PHP 95,000 - 115,000/month
Working Hours & Conditions: Aligned with Australian hours; full-time (remote)
Holidays: AU Holidays
ABOUT THE COMPANY:
The client is a premier, client-focused mortgage brokerage headquartered in the Sutherland Shire, New South Wales, serving families and individuals across Australia. Operating as a trusted partner in the residential finance sector, the firm specializes in navigating the complexities of the mortgage market to deliver tailored lending solutions. With a core expertise in mortgage comparison, loan pre-approval, and strategic refinancing, the company leverages a robust network of over 30 lenders to ensure clients secure competitive rates and structures that align with their long-term financial goals.
Read the full description
OVERVIEW:
We’re looking for a strategic Credit Analyst in the Australian Mortgage space who can turn client data into clear, accurate, and decision-ready recommendations.
RESPONSIBILITIES:
* File Assessment: Review fact find and supporting documents
* Servicing: Run lender servicing scenarios across relevant lenders
* Living Expenses: Analyse actual expenses versus HEM benchmarks
* Policy Fit: Assess lender suitability based on current policy
* Structuring: Recommend optimal loan and lender combination
* Credit Summary: Produce standardised, decision-ready output for broker
* File Handover: Hand over to processor and check AOL/CRM entries before submission
* Pricing Requests: Run pricing requests as required
Requirements
QUALIFICATIONS:
* Proficient in Broker Engine — required for file review, handover and pre-submission checks
* Minimum 3 years experience in the same role for a mortgage broker — bank-side experience alone is insufficient due to limited lender breadth
* Broad lender exposure — must know policy and servicing for major, second and third-tier lenders
* Proficient in Quickli for servicing scenarios
* Ability to interpret PAYG and self-employed financials; trust and SMSF experience highly regarded
* Strong working knowledge of living expenses analysis for serviceability purposes
* Extensive AOL experience — required to act as a checkpoint on processor submissions, even though the analyst will not lodge applications directly
* Solutions-oriented — able to identify issues and recommend the appropriate lender or structure
* Attention to detail — picks up inconsistencies such as income mismatches, payslips not reconciling with YTD figures, understated living expenses, or liabilities missing from fact find versus credit report
* Able to produce clear, concise recommendations to the broker and a clean handover pack for submission
* Solid English and communication skills — will periodically liaise with bank BDMs to clarify scenarios or policy
* Complex lending experience (trust, SMSF) advantageous to support new client acquisition
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